Fha

FHA Basic Home Mortgage (Section 203(b))

HUD/FHA-insured mortgage program for purchase or refinance of a principal residence, including current 2026 loan-limit context and practical underwriting guidance.

Type: Loan Amount: Loan limits vary by county; 2026 one-unit limits range from $541,287 floor to $1,249,125 ceiling Deadline: Rolling through FHA-approved lenders Location: United States

HUD FHA 203(k) Rehabilitation Mortgage

Combines home purchase or refinance with renovation financing under one FHA-insured mortgage, enabling buyers to rehab or modernize properties.

Type: Loan Amount: Up to FHA county loan limits; rehabilitation portion ranges from $5,000 to structural caps depending on Standard or Limited 203(k) Deadline: Rolling (apply through FHA-approved lenders) Location: United States