Insurance

COBRA Health Insurance Continuation: How to Keep Your Coverage After Job Loss or Divorce

Losing a job is bad enough. Losing your health insurance on top of it can feel like getting kicked while you are already down. That is exactly the nightmare COBRA is designed to prevent. COBRA is not a grant or a subsidy.

Amount: Varies; participants pay full premium plus up to 2% administrative fee Deadline: Generally 60 days to elect coverage after notice Location: United States

Connecticut HUSKY Health

Comprehensive Medicaid and Children’s Health Insurance coverage for Connecticut residents across HUSKY A, B, C, and D programs.

Type: Benefit Amount: Covers full medical, behavioral health, dental, and pharmacy benefits with minimal or no premiums Deadline: Year-round enrollment; renewals tied to annual eligibility reviews Location: United States - Connecticut

Florida KidCare Health Coverage

Subsidized health insurance marketplace for Florida children offering Medicaid, MediKids, Florida Healthy Kids, and Children’s Medical Services plans.

Type: Benefit Amount: Low-cost or free comprehensive health coverage for children age 0–18 Deadline: Enrollment open year-round Location: United States - Florida

Free or Low-Cost Health Coverage for Kids: A Practical Guide to the Children’s Health Insurance Program (CHIP)

Health insurance for kids in the U.S. can feel like a cruel riddle: you earn “too much” for Medicaid, but not nearly enough to handle $400 urgent care bills, inhalers that cost more than your car payment, and surprise ER visits.

Type: Benefit Amount: Varies by state; covers comprehensive health benefits Deadline: Ongoing Location: United States

Medicaid | Medicaid

Comprehensive health insurance for eligible low-income adults, children, pregnant individuals, seniors, and people with disabilities.

Type: Benefit Amount: Varies by state and medical services Deadline: Rolling Location: United States

Oregon Health Plan (OHP)

Comprehensive Medicaid coverage for low- and moderate-income Oregonians with expanded eligibility through 2025.

Type: Benefit Amount: Full medical, dental, behavioral health, and vision coverage Deadline: Rolling enrollment Location: United States - Oregon

Original Medicare (Parts A & B) Enrollment

Hospital and medical insurance coverage for seniors and certain disabled individuals through Medicare Parts A and B.

Type: Benefit Amount: Part A premium-free with sufficient work history; Part B premium $174.70/month in 2024 Deadline: Initial, General, and Special Enrollment Periods Location: United States

Premium tax credit - Glossary | HealthCare.gov

Refundable tax credit that lowers the cost of ACA Marketplace health insurance premiums for eligible households.

Amount: Value varies; caps benchmark premium between 0% and 8.5% of household income Deadline: annual Open Enrollment (Nov–Jan) or qualifying life event Location: United States
Draft - Still needs more analysis by our staff

Social Security Disability Insurance

Monthly cash benefits and Medicare eligibility for workers who become disabled before retirement age.

Amount: Average $1,500 per month; based on lifetime earnings Deadline: rolling application Location: United States
Draft - Still needs more analysis by our staff

Social Security Retirement Benefits

Monthly income, survivor protection, and Medicare eligibility for retirees who have paid into Social Security.

Amount: Average $1,907 per month in 2024; up to $4,873 with maximum earnings and delayed credits Deadline: rolling application Location: United States