Low Income

Draft - Still needs more analysis by our staff

Horatio Alger National Scholarship

Flagship Horatio Alger Association award providing need-based scholarships to high-achieving seniors who overcame adversity.

Amount: $25,000 Deadline: Mar 15, 2025 Location: United States

HUD Housing Choice Voucher Homeownership Option

Lets eligible Housing Choice Voucher households convert rental vouchers into monthly homeownership assistance for mortgage payments and housing costs.

Type: Benefit Amount: Varies by PHA; monthly assistance equal to applicable voucher payment standard applied to homeownership expenses Deadline: Rolling (based on local Public Housing Authority intake cycles) Location: United States

HUD Public Housing 2025: Income Limits & HOTMA Changes

A complete guide to HUD Public Housing for 2025, including new income limits, HOTMA asset rules, and how to apply for affordable apartments.

Type: Benefit Amount: Rent capped at 30% of your income Deadline: Ongoing (Waitlists open periodically) Location: United States

Idaho Low Income Home Energy Assistance Program (LIHEAP)

Helps Idaho households afford winter heating and summer cooling through bill credits, crisis aid, and energy education.

Type: Benefit Amount: $100–$1,200 per season for regular benefits; up to $1,500 for crisis or equipment repair assistance Deadline: Heating season intake opens in October; cooling assistance offered May–July where available Location: Idaho

Indiana Energy Assistance Program Guide 2025 to 2026 How to Get Up to 1000 Toward Your Heating and Electric Bills

If you live in Indiana and your winter plans mostly involve worrying about the next utility bill, the Energy Assistance Program (EAP) is absolutely worth your time. This is not a loan.

Amount: Winter benefit $150-$1,000 depending on fuel; crisis aid for shutoffs and furnace repair Deadline: Program year begins Oct 2; winter benefits close May 20 or until funds exhausted Location: Indiana

Kentucky Low Income Home Energy Assistance Program

Offers subsidy and crisis benefits to help Kentucky households afford heating and cooling, along with referrals to weatherization and community supports.

Type: Benefit Amount: Subsidy benefit $50-$250 per month during season; crisis aid up to $600 per event Deadline: Subsidy program runs Nov–Mar; crisis intake Nov–Mar and spring cooling; applications accepted until funds exhausted Location: Kentucky

Lifeline Program for Low-Income Consumers

Program that provides a monthly discount on phone, internet, or bundled services for eligible consumers, with enhanced support available on Tribal lands.

Type: Benefit Amount: $9.25 monthly discount on qualifying phone, internet, or bundled services (up to $34.25 on Tribal lands; up to $100 off first-time connection charges on Tribal lands) Deadline: Ongoing Location: United States

Los Angeles Utility Assistance Programs 2025 Guide: How to Cut Your LADWP Bill by 30 Percent or More

If you live in Los Angeles and your utility bill makes you wince every month, you are exactly who the Los Angeles Department of Water and Power had in mind when it built its low income and Lifeline discounts.

Amount: Up to $39 monthly electric discount, 25-30% water/sewer reduction, free efficient appliances, and debt relief options Deadline: Apply anytime; renew every 2 years or when requested Location: California and Los Angeles

Louisiana Housing Corporation (LHC)

Provides regular and crisis bill payment help, weatherization referrals, and energy education for qualifying Louisiana households.

Amount: $100–$1,800 per year through regular and crisis awards based on income, energy burden, and parish policies Deadline: Parishes accept applications on rotating schedules; crisis assistance year-round while funds last Location: Louisiana

Medicare Savings Programs

State-run programs that pay Medicare premiums and, in some cases, deductibles and coinsurance for low-income beneficiaries.

Type: Benefit Amount: Covers Medicare Part B premiums ($2,000+ annually) and may cover Part A premiums and cost-sharing Deadline: Ongoing Location: United States