Low Income

Seattle Utility Discount Program: 60% Off Electric and 50% Off Water/Sewer Bills for Low-Income Residents

Offers electric, water, sewer, and garbage bill discounts to low-income Seattle residents served by Seattle City Light and Seattle Public Utilities. Saves households $1,200-$1,500 annually.

Amount: 60% off electric bills; 50% off water, sewer, and garbage charges; emergency credits for past-due balances Deadline: Apply anytime; recertify every 18 months Location: Seattle and Washington

Section 8 Housing Vouchers Guide: How the HUD Housing Choice Voucher Program Helps Pay Your Rent

Housing is not a luxury. It is the difference between stability and constant crisis.

Amount: Varies; generally covers 30-40% of adjusted household income toward rent, paid directly to landlords as a monthly subsidy Deadline: Ongoing Location: United States

Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)

Provides healthy foods, breastfeeding support, nutrition education, and referrals for low-income pregnant and postpartum individuals and young children.

Type: Benefit Amount: Varies by state and participant category Deadline: Rolling Location: United States

Stop Water Shutoffs and Get $200 to $2,500 in Water Bill Help: A Practical Guide to the LIHWAP Emergency Assistance Program

If you’ve ever opened a water bill and felt your stomach do that little drop—like you just missed a step on the stairs—you’re not alone. Water and wastewater service is one of those modern miracles you only notice when it’s threatened.

Amount: Varies by state; typically $200-$2,500 in arrearage or reconnection assistance Deadline: Ongoing Location: United States

Supplemental Nutrition Assistance Program (SNAP)

Monthly food benefits that help low-income households buy healthy groceries in authorized retail stores.

Amount: Varies by household size and income Deadline: Rolling Location: United States

Tennessee Low-Income Home Energy Assistance Program (LIHEAP)

Tennessee LIHEAP one-time utility support administered through THDA and local agencies across all 95 counties.

Type: Benefit Amount: For the 2025-2026 period, THDA states LIHEAP assistance ranges from $174 to $750 depending on household energy burden Deadline: Nov 1, 2025 Location: Tennessee

The Gates Scholarship

Last-dollar scholarship covering full cost of attendance for exceptional, Pell-eligible minority high school seniors.

Type: Scholarship Amount: Full cost of attendance not covered by other aid Deadline: Sep 15, 2025 Location: United States

UK Universal Credit

Monthly payment to help with living costs for people on a low income or out of work, replacing six legacy benefits in the United Kingdom.

Type: Benefit Amount: Standard allowance £311.68–£578.82 per month plus elements for children, housing, disability, and caring (2024-25) Deadline: Apply as needed Location: United Kingdom

USDA Section 504 Home Repair Loans and Grants

Provides low-interest loans and grants to very low-income rural homeowners to repair, improve, or modernize dwellings.

Type: Benefit Amount: Loans up to $40,000 at 1% interest; grants up to $10,000 for seniors Deadline: Rolling Location: United States

Utah Home Energy Assistance Target (HEAT) Program

Provides seasonal bill credits, crisis help, and energy education for income-qualified Utah households facing high utility costs.

Type: Benefit Amount: $100–$1,000 per season; up to $1,500 for crisis or equipment repair assistance Deadline: Applications accepted November 1–April 30 for standard benefits; year-round for crisis cases Location: Utah