Small-Business

504 loans | U.S. Small Business Administration

Long-term, fixed-rate financing for major fixed assets through a partnership between Certified Development Companies and private lenders.

Type: Loan Amount: Typically up to $5 million ($5.5 million for select projects) Deadline: Rolling Location: United States

Get $10,000 for Black Women Entrepreneurs: Visa Shes Next and IFundWomen Grant 2025

If you run a Black woman–owned business and you need capital plus real coaching to move to the next level, this grant is built for you.

Amount: $10,000 grant + coaching through IFundWomen Deadline: Feb 7, 2025 Location: United States

Home - WomensNet | Grants for Women in Business | Small Business Grants

Monthly grant program awarding capital to women-owned businesses, culminating in annual prizes for top recipients.

Amount: $10,000 monthly grant + $25,000 annual grant Deadline: Jan 31, 2025 Location: United States

IRS Small Business Health Care Tax Credit

Helps eligible small employers offset the cost of providing health insurance through the SHOP Marketplace.

Type: Tax Credit Amount: Up to 50% of employer-paid premiums (35% for tax-exempt employers) for two consecutive tax years Deadline: Claimed on annual tax filings; employers must purchase coverage through SHOP to qualify Location: United States

Microloans | U.S. Small Business Administration

Microloans up to $50,000 for small businesses and startups via nonprofit intermediary lenders, plus technical assistance.

Type: Loan Amount: Up to $50,000; average $14,000 Deadline: rolling application Location: United States

SBA STEP Grant: Get Up to $10,000 to Export Your Products

The SBA State Trade Expansion Program (STEP) provides grants to small businesses to cover the costs of international marketing, trade shows, and export compliance.

Type: Grant Amount: Up to $10,000 (varies by state) Deadline: Ongoing (Rolling deadlines by state) Location: United States

Solar Topics in Small Business Innovation Research and Small Business Technology Transfer (SBIR/STTR) | Department of Energy

Funds early-stage solar hardware and software innovations led by small businesses in collaboration with research partners.

Amount: Phase I up to USD $200,000; potential Phase II up to USD $1,100,000 Deadline: Feb 21, 2025 Location: United States

SSBCI: The $10 Billion Federal Boost for Small Businesses

A massive federal program that gives money to states to fund small business loans and venture capital investments.

Type: Funding Amount: Loans up to $5M+ | VC Investments up to $20M Deadline: Rolling (Varies by State) Location: United States, District of Columbia, U.S. Territories and Tribal Governments

Up to $350,000 in SBA-Backed Loans for Underserved Small Businesses: Complete Guide to Community Advantage

Mission-driven SBA 7(a) loan program offering affordable financing to underserved small businesses through community lenders.

Type: Loan Amount: Up to $350,000 with SBA guaranty up to 85% Deadline: Rolling applications through participating Community Advantage lenders Location: United States

USDA FSA Microloan: $50k to Start Your Farm

Access up to $50,000 in low-interest financing with streamlined paperwork to start or expand your farm, buy equipment, or build a hoop house.

Type: Loan Amount: Up to $50,000 per loan type Deadline: Rolling Location: United States